About
Pivotal Capital Group
Pivotal Capital cluster, LLC may be a personal no depository
financial institution that makes a speciality of creating “hard
money”, “rehab”, “fix and
flip”, or “fix and rent” loans for non-owner occupied single family and
multifamily properties
Pivotal additionally makes short to medium term loans for
multifamily / flat comes
Pivotal’s loans point size from $50,000 to $750,000
Pivotal solely makes loans on American state property
Pivotal holds, manages and services all of its own loans. We
have a tendency to don’t fund a loan then sell it off or assign it to a third
party. You usually modify us.
Pivotal isn't a broker to different lenders. Polar may be a
direct investor, controls and lends its own funds, and makes its own selections
Pivotal welcomes loan submissions from brokers
History
Pivotal Capital cluster, LLC was established by mister. Brad
Rust and mister. Joe Gigliello, 2 land trade veterans with over forty five
years of combined expertise and direct responsibility for over $1 billion in
land finance ventures. Crucial is Associate in Nursing outgrowth of the Giovi
land cluster, Inc., created in 2009 by Messieurs Rust and Gigliello. Giovi exists these days because the Manager
of crucial.
Messieurs Rust and Gigliello have experience altogether
aspects of land disposition, deep expertise in each institutional and personal
land finance, additionally the creation, leadership and management of various
land businesses.
Their expertise spans a large kind of loan and investment
varieties including: acquisition,
development, construction, senior debt, mezzanine debt, venture equity, and
bridge loans to property house owners, developers, and patrons throughout the
us.
Philosophy
We do what we are saying we are going to do
We believe building sturdy, dependent relationships with our
Borrowers; resulting in in depth repeat transactions
We respect the very fact that our Borrowers rely on North
American country, even as we rely on them.
We care not solely regarding our success, however conjointly
our Borrower’s success; we tend to approach business in a very added manner
We aren't a “loan to own” kind lender; we've no interest in
usurping a project, running our client’s business, or owning real estate; we
tend to ar within the business of creating loans and obtaining paid back
Key
Executives
Joe Gigliello
Mr. Gigliello has over twenty five years of property
finance, disposition and physical exertion expertise (including venture
funding, A&D and construction disposition, and mezzanine lending) and has
in person originated over $500 million in funding in many major markets across
the U.S. Mr. Gigliello is chief operating officer and selected broker of Giovi
property cluster, Inc., that is that the Manager of crucial Capital cluster.
Prior to this, Mr. Gigliello served as manager for the
Business Capital cluster (BCG) of GMAC ResCap and as a Loan Officer or Project
Manager for prudent Home Building Investors and a number of other non-public
lenders throughout his career.
Mr. Gigliello may be a licenced broker by the State of
American state Department of property (License ID 00928813).
Brad
Rust
Mr. Rust has over twenty years of numerous property finance
and disposal expertise. His entire
career has been in property in varied capacities as well as each institutional
and personal disposal and he has in person originated over $500 million in
finance in major markets across the U.S. Mr. Rust is President of Giovi
property cluster, Inc., that is that the Manager of polar Capital cluster.
Prior to this, Mr. Rust served as Business Development
Officer with Western Capital Partners (WCP), a Denver-based personal property
loaner. before WCP, he served as a Relationship Manager at intervals a division
of the Business Capital cluster (BCG) of GMAC ResCap. Mr. Rust began his career at Heller monetary
in Chicago, IL as a Senior Analyst and Investment Officer.
Mr. Rust may be a authorised broker by the State of CA
Department of property (#01525067).
Loan
Programs
Loan Criteria for
“Rehab” or “Fix and Flip” or “Fix and Rent” Loans:
California solely (our focus is Southern Calif., however
we’ll take into account any place within the State)
Loan size: from $50,000 to $750,000
Term: from three to twelve months, and extension choices.
If the strategy on the house is to rehab and rent it (versus
sell), important can take into account a loan term >12 months
First position liens solely
ALTA title policy to important
Property should be non-owner occupied (detached homes /
condos / town homes / 4+ units)
Properties requiring major or minor repairs area unit
thought of
We underwrite in-house; no waiting around for appraisals
Rates / Fees / LTV: we provide extremely competitive loan
terms that area unit supported leverage, experience, value purpose and
placement. every deal is exclusive, please contact North American nation with
the main points concerning yourself Associate in Nursingd your property thus we
are able to offer you an personalized proposal.
Basic Loan Criteria
for Bridge Loans on Multi-family / Apartments:
Same as above except:
Terms to 60 months
Pivotal does not lend
on commercial property types (retail, office, land, industrial, etc.).
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For example, at http:// www.pivotalcapitalgroup.com
the site compares hundreds of hard money
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Visit a comparative site today and easily searches for the hard money and hard money loans California. All it takes is around 15 minutes out
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Who could ask for
anything more? Just contact here and get all info that what you need
Website: www.pivotalcapitalgroup.com
Joe Gigliello
Office: 760.438.8474
Mobile: 760.390.5057
Joe’s V-Card
Brad Rust
Office: 949.388.2917
Mobile: 760.390.8259
Brad’s V-Card
